Question 1

Checkout Eligibility Disclaimer

Accepted Answer

We do not allow the use of Embr Checkout for the sale of Tokens for which the funds have the implicit or explicit purpose of promoting or involving:

A violation of any law, regulation, industry requirement, or third-party guidelines or agreements by which you are bound, including those of payment card providers and payment providers that you utilize in connection with the Embr Checkout if any;
Any election campaigns that are not run by a registered organization within the supported country, and subject to any terms in this Agreement regarding anti-money laundering, export control, and corruption;
Sales that are fraudulent, misleading, inaccurate, dishonest, or impossible;
Drugs, narcotics, steroids, controlled substances, pharmaceuticals, or similar products or therapies that are either illegal, prohibited, or enjoined by an applicable regulatory body; legal substances that provide the same effect as an illegal drug; or other products, medical practices, or any related equipment or paraphernalia that have been found by an applicable regulatory body to cause consumer harm;
Knives, explosives, ammunition, firearms, or other weaponry or accessories;
Annuities, investments, loans, equity or lottery contracts, lay-away systems; money service businesses (including currency exchanges, check cashing, or the like), pyramid schemes, “get rich quick schemes” (i.e., Investment opportunities or other services that promise high rewards)

Question 2

What is Embr Labs?

Accepted Answer

Embr Labs is a pioneering technology company, dedicated to ushering in a new era of decentralized finance (DeFi) with an emphasis on user-friendliness and cross-chain interoperability. Embr Labs developed the Mattr One Protocol, a groundbreaking technology that aims to streamline the DeFi experience by facilitating real-time, cross-chain transactions - an unprecedented achievement in the DeFi ecosystem.

Embr Labs also offers the Embr Payments API, an instrumental tool that enables third-party applications to leverage the Mattr One Protocol's capabilities. Much like APIs used by established finance platforms such as PayPal or Stripe, the Embr Payments API simplifies the integration of cross-chain asset swaps, bridging the gap between traditional finance and DeFi.

A key part of the Embr Labs ecosystem is the $EMBR token. The $EMBR token represents a core component of the Embr Labs ecosystem, playing an integral role in governing the Mattr One Protocol, and facilitating its operations. Holders of the $EMBR token are not just passive investors, they are active participants in shaping the future of the Embr Labs ecosystem.

Embr Labs, the Mattr One Protocol, and the $EMBR token are interconnected components of a comprehensive vision for the future of DeFi: Make Web3 feel like Web2. Each element supports and elevates the others, collectively work

Question 3

Checkout Fees

Accepted Answer

Embr Checkout is free for businesses that wish to use it. There are no hidden fees, no setup fees, no monthly fees, none of that.

The fees associated with Checkout apply to the end-user and not to the businesses implementing Checkout. The Checkout interface will calculate and show the end-user all the fees associated with their transaction before they confirm the purchase.

Checkout Convenience Fee

Each transaction made through Checkout includes a 1% convenience fee from the buyer in addition to any other fees that may inherently apply; whether there’s a buy tax, DEX swap fee, or credit card processing fee.

Note: Checkout collects the 1% convenience fee only on swaps.

Fiat On-Ramping (Powered by Unlimit Crypto)

Europe and Brazil Card Payments:

(All Other) International Card Payments:

Note: Unlimit's fee is its own and Checkout does not receive a revenue share.

Network Fees

Most blockchains charge a network fee, commonly known as "gas". This fee serves to maintain the network itself and does not go to Unlimit or Embr.

Some blockchains' network fees are steeper than others, so do take this into consideration when making a purchase. Generally, network/gas fees will be significantly higher on Ethereum than Binance S

Question 4

Vote on a Mattr Improvement Proposal (MIP)

Accepted Answer

As an $EMBR token holder, you will actively participate in the decision-making process by voting on governance proposals submitted by the Embr Labs team and community. The voting process may differ depending on the stage of the proposal. This guide will show you how to locate, evaluate, and vote on proposals at each stage of the process.

Temperature Check Stage

Before a proposal becomes an official Mattr Improvement Proposal (MIP) that can be voted on by the community, it may go through a "temperature check" stage to gauge community interest and feedback. This stage is an opportunity for the proposer to gather initial feedback and refine their proposal before submitting it as an official MIP. As an $EMBR token holder, you can participate in the decision-making process during this stage by providing feedback and expressing your support or concerns.

In this how-to guide, we'll walk you through the steps for participating in the "temperature check" stage.

Join the community: Before you can participate in the temperature check stage, you must first be a member of the Embr community. You can join the community through various social media channels.
Locate the proposal: Once you are a member of the community, you can locate the proposal that is currently in the temperature check stage. This can be found on the Mattr website, social media channels or community forums.
Review the proposal: Take the time to carefully revie

Question 5

An Introduction to Mattr Governance

Accepted Answer

What is Governance?

Governance refers to the processes and systems that are in place to manage and regulate the behaviour and decision-making of a group or organization. In the context of Web2 and Web3 applications, governance can be understood as the mechanisms and procedures for managing and regulating the use and development of digital platforms and applications.

Web2 applications typically have centralized governance structures, where a single entity or group has control over the development and management of the platform. This can include decisions around content moderation, data privacy, and feature development. Users of the platform typically have limited input into these decisions.

Shareholders often lack visibility into the board's decision-making process, and must trust that the board will act in their best interest. This trust is based on a sort of social contract that is expressed through legal language and enforced by law.

In contrast, Web3 corporations are initially governed by a board of directors or founders who are often responsible for developing Web 3 technologies, such as the Mattr One protocol and Embr Labs products. As these technologies gain product-market fit and attract a community of users and stakeholders, decision-making authority can

Question 6

The Mattr One Protocol Whitepaper

Accepted Answer

An Overview of the Mattr One Whitepaper by Embr Labs

At the foundation of Embr Labs' technological endeavors lies the Mattr One Protocol, a meticulously designed, DeFi-first payment rail aimed at modernizing the world of digital payments. The Mattr One Protocol whitepaper provides an in-depth examination of this technology, shedding light on the intricate mechanics and the broader vision that shapes Embr Labs' trajectory.

The Core Focus: Bridging Digital Payment Gaps

The Mattr One Protocol is more than just a technology; it's a comprehensive solution addressing the complexities of interoperability between decentralized finance (DeFi) and conventional financial systems. The protocol prioritizes seamless interactions, ensuring that users can transact without being constrained by the technical intricacies of DeFi.

Integration with the Embr Payments Platform

A significant portion of the whitepaper elucidates how the Mattr One Protocol integrates with the Embr Payments Platform. This connection ensures that the technology not only remains cutting-edge but also remains practically relevant, addressing real-world payment challenges and scenarios.

$EMBR Token and Its Growing Utility

The whitepaper also explores the relationship between the Mattr One Protocol and the $EMBR token. It emphasizes the intrinsic value the token gains from the expanding ecosystem, underscored by technologies and tools developed by Embr Labs.

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